Error from the Bank

[Hitman]

Today I went to deposit 1830 bucks into ym checking account and didn't een bother looking at the reciept. When I get home I see something wrong so I look at it and instead of seeing a 1830 deposit I see 7830 deposit.

Now what do I do? Call them and tell them they made a mistake? Wait 1 month and see what happens or withdraw now and close the account?

honestly I want to wait 1 month but maybe this happened to someone else and they know what to do.

[iceofworm]

Today I went to deposit 1830 bucks into ym checking account and didn't een bother looking at the reciept. When I get home I see something wrong so I look at it and instead of seeing a 1830 deposit I see 7830 deposit.

Now what do I do? Call them and tell them they made a mistake? Wait 1 month and see what happens or withdraw now and close the account?

honestly I want to wait 1 month but maybe this happened to someone else and they know what to do.

call and report it. did u check the balance afterward, the atm might have just misprinted. but i would call and check it out.

[-=NYS=- C.O.]

Most likely a misprint. Check your balance online.

[ZERO]

If you take it and close the account they will report it to the credit union and your credit score will go down accordingly.

[Hitman]

I checked my account online and at the ATM. Everything reads $7830

[-=NYS=- C.O.]

You might have wrote 7830 on the deposit slip. It will correct itself once the check is processed.

[Hitman]

Not everything was checks though, 1k was in cash

[iceofworm]

Not everything was checks though, 1k was in cash

why bank of america is nice with its atms, can take bills and checks, no envelops and it scans it all in 1 shot.

insert up to 40 bills in 1 stack no rubber band's wait a few seconds and it tells u exactly what was in the stack.

[Alexander]

do not fuck with the bank. they WILL find a way to fuck you.

[-=NYS=- C.O.]

why bank of america is nice with its atms, can take bills and checks, no envelops and it scans it all in 1 shot.

insert up to 40 bills in 1 stack no rubber band's wait a few seconds and it tells u exactly what was in the stack.

Thats my bank. Its great when you deposit a check. It scans the check and gives you a print of the check too.

[whytboiz33]

so what bank would yo uguys recomend? bank of america?

[Hitman]

Well Bank of America fixed the problem overnight and they took away the other money. Back to my regular deposit.


And yes Bank of America is smooth and I never had a bad experience in 2 years with them. I highly recommend this bank to everyone but the CD percents are low so I would recommend Chase Bank for that.

[-=NYS=- C.O.]

so what bank would yo uguys recomend? bank of america?

Depends on what you want ? Checkings ? Savings ? CD's ? Money Market ?

[iceofworm]

Thats my bank. Its great when you deposit a check. It scans the check and gives you a print of the check too.

im using boa for checking and shit, but i love that receipt with rhe print out lol.. i remember the 1st time i saw it- i was like shit thats nice. and the fact that it clears it right then, other then high amounts but it cleared a 5,399 check right away, then again i do carry a fairly high amount on monthly in the account, my debit card account i only hold at most 500 in, in case lol.

[ZERO]

If they get angry they will go after anyone that is in relation to you's account... also I wonder how they will do with this econ seeing all those loans they were giving out to illegals. If Americans can not even pay the shit back I do not see illegals doing it, by the way last time I checked was not giving out loans to people with like no documentation illegal. But hey who is looking over these banks anyways, the fed?

[Hitman]

If they get angry they will go after anyone that is in relation to you's account... also I wonder how they will do with this econ seeing all those loans they were giving out to illegals. If Americans can not even pay the shit back I do not see illegals doing it, by the way last time I checked was not giving out loans to people with like no documentation illegal. But hey who is looking over these banks anyways, the fed?

Lol I have to agree there. There is no supervision on what the Banks do....

[Coach Owens]

so what bank would yo uguys recomend? bank of america?

Washington Mutual! :icon_mrgreen:

[deprodigy]

we the people pay for the banks mistakes because they aren't monitored.

[dutch]

One of many things could happen to your account since the deposit showed up wrong.

If you filled the deposit slip out wrong, they might decide that you were intentionally trying to scam them, in which they will close your account, or put some kind of restriction on your account.

If you close your account with 7k in it they will probably call the police on you and ruin your credit.

If everything goes normally, you will probably receive an email or statement saying that there was a mistake and your account has been placed at the correct amount.

You could also luck out if you don't say anything and get to keep the money although this would probably be considered dishonest by all measures and extremely unlikely as well.

[deprodigy]

you don't touch a dime ofit until the statute of limitations is up.

[Hitman]

you don't touch a dime ofit until the statute of limitations is up.

Well that money was taken back so that sucks :(

[ricochet]

banks are heavily regulated.

Credit Swaps are not. It's a clever way for banks to sell off mortgages to other companies and get it off their books so their books look better.