It sounds like your having quite a conundrum going on there. An idea for you zero is to maybe run a raid setup on your computer so you don't keep loosing shit every time your OS goes corrupt, or something fries and takes more out than you really want it to.

I use raid on here, and its saved my ass more times than i can actually count.

As i said if you need help, i would be glad to assist in any way if you need it.

-rezel