option 3:
don't fuck up with your taxes. honestly, people always seem excited about tax returns. they're one of the things you don't want to happen. it means you overpaid your taxes. yes, you get it back but that basically means you're loaning the gov't your money. and you don't get interest on it. it's better to owe the gov't a little for a while because that's like a loan they gave you, with no interest attatched.






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