My co-pay was 20 a visit. Pay $250 for any surgeries (since 250 is the amount it costs for admittance). Prescriptions ranged from $1-30 dollars. $100 for ER visits. All this versus MassHealth that is free.
Understood, so you save a few grand.. but you make nothing to be eligible.
So if I spend 300 a month x 12 months that's $3600 a year. If i make $50k a year, and health insurance takes $3600, I'm still waaaaay the fuck above $14k.