So all this time i was under the impresion that my admin fee was charged on the 9th of every month so i thought it would work out perfectly considering i get paid at midnight. Today i found out otherwise.
I had 4.66$ chillin in my bank account yesterday, admin fee was charged for 11$
my bank overdrafted me today for 35$.
it all adds up to a smacking 51$ for admin!
Epic fail.