Earlier this year 180 dollars of charges showed up on my bank statement for xbox live points.

Two problems: I don't own an xbox and this put my account into the negative and my bank began charging me over 150 dollars of fees

I called amazon, since apparently my account was hacked and it was used to buy through it.

Long story short. Xbox service reps are the dumbest, non-native English speaking assholes I have ever dealt with and it took me 6 months to get my money back.

My bank never did reimburse me for the charges.

I will never own an Xbox